Give your customers the freedom to shop without risk — PayPo allows them to pay for their order up to 30 days later, while you receive the funds immediately after the transaction. More convenience for buyers and higher conversion for your store.
PayPo deferred payments are a modern payment method that lets customers shop right away and pay later — up to 30 days after placing the order. For buyers, it’s convenience and security: they can check the product before paying, and if it doesn’t meet their expectations, they simply return it without using their own money.
For merchants, it’s a way to boost sales and conversion — PayPo removes the payment barrier at checkout, making customers more likely to complete their purchases. Importantly, the merchant receives the full amount immediately after the purchase, while PayPo takes on the risk of non-payment.
In practice, it’s a fast, secure, and fully automated solution that enhances the shopping experience and builds customer trust in your store.
PayPo deferred payments are completely safe for both customers and merchants.
The entire process is based on advanced security measures and data encryption, and PayPo — as a licensed financial institution — is supervised by the Polish Financial Supervision Authority (KNF).
Buyers take no risk — they pay only after receiving and checking their order, without the need to provide card details.
Merchants, in turn, receive the funds immediately after the purchase, and any risk of non-payment is borne by PayPo.
As a result, deferred payments are not only convenient but also fully secure and trustworthy.
Shop today, pay only after receiving and checking your order — and without freezing your funds.
While shopping, select PayPo as your payment method.
If you don’t yet have a PayPo account, simply enter your details. For future purchases, you’ll confirm payments only via SMS code or one click in the mobile app.
PayPo pays for your order, and you receive your products.
Check your order at home — you have up to 30 days to settle your balance with PayPo. Remember, you only pay for the products you keep.
You have up to 30 days to pay — with no extra cost
A smooth shopping experience — PayPo reminds you about due dates via email and SMS
Better budgeting — spread your payments over time and keep your wallet intact during bigger expenses
Shop more freely — enjoy sales or buy gifts for yourself and others, paying later at your convenience
Confident shopping — check your order first, then pay only when satisfied
Never miss great deals — shop when it’s most profitable and pay comfortably later
Higher limits over time — your PayPo limit can grow up to PLN 6000
Fast and secure payments — confirm future transactions via SMS code or one click in the app
After creating an account, you will gain access to a simple and intuitive system for instant online payments.
Support for the largest e-commerce platforms allows integration with most online stores. You can find all the integration details and documentation here.
